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8 million Americans quit using credit cards last year

Some didn't do it voluntarily, according to credit reporting agency TransUnion. The banks shut down Visa, Mastercard, American Express or Discover cards because people fell behind in their payments. Others stopped using credit cards because cardholders aren't buying as much or are paying down their balances.

The decline in credit card usage is steep. It fell 11 percent -- from 70 million to 62 million -- in the July-to-September period in 2010 from the same period in 2009.

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Retiree Health Insurance

This program consists of several different benefits for Teamster retirees. These Teamster benefits can help you and your family cut the rising cost of health care.